Bamboo Loans Review

Are you looking for a personal loan or have some questions about it? The team at Bamboo Loans UK has got your back! With other companies, personal circumstances such as having a bad credit history, an unstable pay or employment status, not having a bank account, and other such issues can deter any UK resident from securing a loan.

In this Bamboo Loan review, you’ll find about the offers available, how to up your credit score, information about a guarantor loan, loan terms, and much more!

Best UK Loan Companies

Bamboo Loans is a direct lender that’s built its business around helping people find an affordable loan that fits their credit situation. They offer a friendly service that’s trusted by well over 150,000 customers and was voted Best Personal Loan Provider 3 years in a row at the Consumer Credit Award.

Their UK-based staff are in Southampton, London and Caerphilly. They’ve simplified the application procedure as much as possible so that customers see terms that are straightforward and reasonable. Bamboo Loans also don’t charge any application or administration costs upfront, however late repayments may incur extra interest and a maximum amount fee of £12.

Read on to find more about their contact info, unsecured personal loans, Bamboo personal loan, and the best April 2024 offer Bamboo can give you.

Bamboo Loans Overview

Bamboo Loans is known for being a lender that gives transparent, understandable service that ensures that customers are always in control. The team also ensures that the process of securing a loan is fast, simple, and hassle-free.

Every day, the Bamboo Loans staff speaks with clients in a variety of financial difficulties. They directly lend money to customers, and their service is straightforward, quick, and helpful. Finding a loan might be difficult, especially if your credit score in your UK bank account is less than ideal. To combat this and to be as objective as possible, they do a credit check on each candidate. Bamboo Loans also wants to make sure that each customer can afford the final payment, so they verify each applicant’s monthly disposable income before approving a loan.

When you borrow funds or get guarantor loans from Bamboo, you’ll be happy to know that each customer can get the loan directly and loyal customers or return customers get rewards.

Taking out a loan is a big choice, and our helpful customer service representatives are here to help if you have any queries. It’s critical to remember that late payments might lead to major financial difficulties.

The Financial Conduct Authority has approved and regulated Bamboo Loans. Bamboo, as a responsible lender and a member of the FLA, adheres to the FLA Lending Code’s requirements of good conduct.

Their loan calculator will show you how much you’ll have to pay each month. You’ll always know the real interest rate and APR of the items you’re eligible for before you finish your application. You’ll also be aware of the total amount you’ll have to pay back on any loan amount and period you choose.

Services Offered By Bamboo Loans

Bamboo Loans lets you gain access or borrow funds using different loan schemes and ways to repay the amount they finance. Here are the services Bamboo Loans offers that you can look into:

  • Personal Loan
  • Debt Consolidation Loan
  • Home Improvements Loan

If you need a few more details on this, simply check out the Bamboo Loan website to see which loan best suits your needs and which of the best loan options you are eligible for.

Bamboo Loans Contact Details

Here are a few details on how you can best contact someone from Bamboo Loans

Bamboo Limited Address

1st floor, grenville house, Nelson Gate, Southampton SO15 1GX, United Kingdom

Website

https://www.bambooloans.com/

Company Number

Existing customers: 0330 159 6010 and select OPTION 2

New Applications: 0330 159 6011

To Top Up Loans or Borrow More: 0330 159 6014

SMS

+44 748 055 9920

Email

New Applications: [email protected]

To Top Up Loan or Borrow More: [email protected]

Note: The team at Bamboo Loan has been made aware of a number of attempted scams involving emails posing as Bamboo. Please note that they never contact their customer through emails from a domain other than @bambooloans.com, so please disregard emails if they come in from another email domain. Learn more about how to prevent fraud and how to keep safe by calling the customer care representatives.

Bamboo Loans Reviews

Customers have given Bamboo a positive rating of 4.9 out of 5 on reputable platforms. Bamboo has received an “excellent” overall review rating based on more than 19,000 reviews.

I had a great service and easy to application. Thank You – Andrew Ebdon

Happy with Bamboo loan service they are very helpful and easy to set up no probs paying them either gave me an answer straight away everything was straight forward would recomend to any one .Thank you Bamboo very happy with all service. – Martina Cole

Really easy company to work with, quick and concise. Really good customer service department and helpful every step of the way. – Mayes

Summary

After reading this Bamboo Loan review, you’ll definitely want to call someone from Bamboo Loans as they are a highly recommended and reputable loan provider.

They’ll see if you qualify for a personal loan when you initially apply, so you might not even need a guarantor. However, you must have a reasonably clean credit file to qualify, and if you don’t, you will be considered for their guarantor product. This is a fantastic alternative for folks with a moderately imperfect credit file or money problems.

You can get a loan from £1000 to £5000, so you can get a lot of money. Most businesses do not enable new customers to take out large loans. These loans are also unsecured, which means you don’t have to put your car or home up as collateral. The sum of these loans can be increased to £8000 with a guarantor.

They provide long-term loans ranging from one to five years, allowing you to spread out your loan payments and boost your affordability. There are no setup costs, and the tariffs are predetermined. They do not charge you for filling out the application or transferring funds to your account. Because there are no hidden fees, everything you’ll have to pay will be put in your contract. The fixed rates apply to your monthly payments, which means you’ll have to pay the same amount each month, making budgeting easier. They even have possibilities for early payback. If you want to return the money you borrowed at any time, you can do so without incurring any further fees.

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