Lucky Loans Review

Every week, Lucky Loans assists thousands of people in obtaining emergency funding to help them overcome immediate financial troubles.

Lucky Loans is one of the most well-known lenders in the globe. Lucky Loans provide the most cost-effective lending solutions in a variety of formats and services. Short-term loans, bad credit loans, personal loans, and rapid loans are all available through the organisation.

Best UK Loan Companies

Learn more about these loans in this Lucky Loans Review.

Lucky Loans Overview

Ocean Capital Credit Ltd trades under the name Lucky Loans and was incorporated on 30 January 2015. They are now a financial services provider that is based in Chorley.

Lucky Loans is a credit company and registered firm with the Financial Conduct Authority (FCA) number 836499 in the United Kingdom.

This FCA-authorised firm adheres to the FTLA-approved responsible lending regulations. Consumers’ financial difficulty will not necessitate loan acceptance, according to the FCA’s statement.

Thousands of individuals utilize Lucky Loans to acquire financial assistance like quick cash to cover unexpected expenses. With a commitment to ethical lending, they aim to provide financial support to as many people as possible and reduce their waiting time for emergency financial help.

Services Offered By Lucky Loans

Lucky Loans offers the following services:

  • Short Term Loans
  • Bad Credit Loans
  • Personal Loans
  • Quick Loans

Lucky Loans recognizes that everyone’s needs are unique, which is why they offer a variety of UK loans to accommodate a variety of situations and wants. They provide all of their customers with the option to apply for certain sorts of loans, whether short-term loans, quick loans, little or large,

Besides providing you with a wider choice of financial solutions to meet your needs, Lucky Loans can also assist you with a same-day loan to cover an unexpected expenditure or a personal loan for larger purchases. Their customers use the loans for various reasons, and they may be able to assist you with yours as well.

All of their loan alternatives are available for application online. In fact, applying for a loan with a direct lender or other companies on the internet is the quickest way to do it. There is no need for a face-to-face meeting because their loan application process is entirely online and takes only 5 minutes to complete.

Lucky Loans provides short-term loans ranging from £50 to £2000 with flexible repayment terms of three months and a seven-day minimum term. They specialize in providing a quick online service that allows you to receive an instant decision after submitting your application form with your personal information.

Within 15 minutes of completing their online application and providing bank details, your funds will be transferred to your bank account if you are authorized. Note that you must ensure that you give the correct details since other false details may cause delays to your application approval.

You can also expect the company to ask for further information or confirm details such as reference phone numbers, money sources, your preferred interest range, daily living costs, payment options, and whatnot.

Lucky Loans Contact Details

We discovered the following corporate details and contact information regarding Ocean Capital Credit Ltd, the firm for which Lucky Loans is a trading name, after investigating Companies House and their website:

  • Date of incorporation: 30 January 2015
  • Company number: 09414413
  • Company type: Private Limited Company
  • Website:
  • Address: Manor House, 35 St. Thomas’s Road, Chorley, England, PR7 1HP
  • Phone number: +44 7969868224
  • E-mail address: [email protected]

Lucky Loans Reviews

Here is a short review from one of Lucky Loans’ customers:

Lucky Loans is a wonderful provider of great service and quick refunds. –Frankie Glasgow


Lucky Loans, a short-term payday loan provider, allows you to borrow between £50 and £3,000 through their lending partners. You have the option of paying it back over a three-month period rather than on your next salary. Rather than paying it back all at once, you make set instalments over a three-month period.

It doesn’t matter how big or small the loan is with most same-day loans; many direct lenders will always try to get the funds to you on the same day.

Lucky Loans recognizes the importance of expediting your application, which is why you will receive an instant decision within minutes of submitting your application. They can assist you in obtaining short-term payday loans as well as longer-term personal loans.

To end this Lucky Loans Review, Lucky Loans is a quick online service that is guaranteed to provide you with an instant decision, whether you are approved or not.

All UK Loan Companies

Please see the latest list of UK Loan Companies 2022