The Ultimate Guide to KPR Debt Collection

Have you been informed of a steep sum of money that you owe to KPR Debt Collectors? Are you unsure of what to do?

Continue reading this ultimate guide to ensure you know everything about the company as well as some tricks that could help you out!

Did You Know You Can Write Off Up To 85% Of Your Debts?

Do I Qualify?

Who is KPR Debt Collection?

KPR Debt Collections are a company that businesses will contact to retrieve debts they are owed. They save business time and valuable resources.

The downside of having a debt collection company involved in your debt is that a profit of the money does go to them so there could be additional charges. However, being contacted via this company could be a positive or you may have not known about this debt and it could have been gradually growing.

Who does KPR collect for?

KPR is known to work mainly for working with finance companies, however, they aren’t simply tied down to these companies.

They mainly chase up bank charges, unpaid credit cards, and personal loan debt.

I’ve been told I owe money, what do I do?

So, you have been sent a letter informing you of the money you owe. It might not be very nice, in fact, it can be borderline intimidating as they will demand you to pay in full or they will take legal action.


continue reading to find out everything you should do, if this is happening to you.


After you have been informed of your debt, you should ask for proof that the debt is yours.

If they send you proof that the debt is yours, it needs to be good evidence and a signed agreement.

If they do not send you proof that the debt is yours, you do not need to pay a single bit.

If they continue to request payment after they do not send you any proof, you can report them for harassment.

KPR has proven my debt but I don’t have the money, what now?

If you don’t have the money all at once, that’s okay!

You might have been frightened by KPR after they sent a letter demanding the full amount.

Getting in touch with KPR as soon as possible is the most ideal thing you could do. They will most likely be more lenient with you if you call quickly to explain your situation.

KPR does have to listen and take an understanding of your current situation, once you talk to KPR they should acknowledge some repayment plans that could be more accessible to you.

KPR payment plans

  • Repayment plan
  • Debt relief orders
  • Bankruptcy
  • IVA’s

My debt is old, does that change anything?

Yes, in fact. If your debt is over six years old it may be classed as a statute-barred debt and you will not have to pay KPR any money.

This is because many debts pile up and the law came through some years ago that debts over 6 years old will not have to go to court.

What can KPR not do?

It is important that you understand what KPR cannot do, as some debt collection companies do not follow rules and make people in debt feel very low.

KPR can not:

  • Repeatedly phone you harassing you
  • Pressure you into paying
  • Use technical jargon to manipulate and confuse you
  • Seize your goods without bailiffs and the court’s confirmation

If KPR do any from the list above, you can complain to the ombudsman and claim compensation.

I am struggling with my debt.

If you really feel like you are struggling with paying your debt and need some help with planning and paying as well as reassurance, you can contact a debt charity to help you.

Debt Charities to turn to:

  • Step Change
  • National Debtline
  • Business Debtline
  • Citizens Advice Bureau
  • Debt Support Trust Management
  • The Debt Advice Foundation
  • Christians Against Poverty

List of Debt Collection Agencies UK

Here is a list of all the debt collectors in the UK.