The Ultimate Guide to Elliot Davies High Court & Civil Enforcement

Have you recently been contacted by Elliott Davies bailiffs informing you of an outstanding debt that you owe?

Are you confused and concerned about how you can reach the best debt solutions?

You are in the right place!

Do Not Speak to Elliot Davies Ltd Until You Know About This

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Having bailiffs chasing your debt can be terrifying, especially when you do not know how to resolve the issue.

Continue reading this Ultimate Guide to find out how you should deal with a company like Elliott Davies enforcement agents, along with some free debt advice!

Who is Elliot Davies?

Elliott Davies high court enforcement officers work within the JBW group (a multi-national outsourcing Inc. group for debt collection).

Elliot Davies is a certificated enforcement agent based in the North East of England and has been part of the JBW group since 2016, providing a ‘fast resolution’ of High Court Enforcement, County Court Judgements, and commercial rent arrears recovery (CRAR).

They have been collecting debts nationwide for numerous years whilst also evicting squatters and undertaking process serving.

Why is Elliott Davies trying to contact me?

If Elliot Davies has got in touch with you, there is every chance you are confused about why.

You will have an unpaid account that your original creditor will have passed over to this debt collection company.

There are various reasons why Elliot Davies could be contacting you. Here are a few to mention:

  • You have unpaid tax due to HMRC.
  • You have failed to pay back a debt for a business, organisation, or another individual.
  • You have credit cards or payday loans that you have not paid.
  • You have defaulted on court fines.

Since the debt was originally from another creditor, you may think that the debt is not theirs to collect or query if they are legitimate. However, this company will have purchased the debt and has the right to collect the money.

Are they a legitimate company?

Elliott Davies court enforcement services are a legitimate company. Therefore, you should take everything they say and do very seriously.

This company is authorised and regulated by the Swansea Civil Justice Centre, with their license granted in 2017.

The company is currently active and holds a registration number: 188235.

If you need certainty that the company is real and the debt is yours (if they turn up at your home), here is a list of proof you should ask for:

  • Valid identification- ID badge.
  • A warrant if they plan on entering.
  • Proof of what you owe.
  • Evidence that shows the company they are collecting and contacting you from.

What services does Elliott Davies provide?

Elliott davies provides numerous services across the UK. Here is a list of services they offer:

  • High court enforcement services
  • Eviction of trespassers and squatters from a property
  • Employment tribunal awards
  • Commercial rent arrears recovery (CRAR)
  • Non-CRAR
  • Tracing
  • Bespoke recovery solutions

What companies does Elliott Davies high court enforcement services limited work on behalf of?

With Elliott Davies not being the original creditor for the debt you owe, it is important to know which companies the enforcement agents collect for.

We have compiled a short list of businesses that work alongside Elliot Davies:

  • Broadcasting and mobile companies-O2, EE, and Virgin Media.
  • Local council- collecting for council tax debts.
  • Utility companies- NPower

Should I pay the high court enforcement officer?

You should attempt to pay the high court enforcement officers as soon as you know you owe money.

Leaving your debt for a long time can make your situation drastically worse.

You have legal rights and responsibilities to pay the debt you owe, and an enforcement fee may be charged if you take too long or refuse to pay.

I can’t afford to pay- what should I do?

Many people are in a situation where they cannot physically pay the debt and are looking for debt solutions and free debt advice.

If you are in this situation, reaching out to Elliott Davies and informing them of your personal situation could provide you with debt help as they will usually encourage a monthly payment scheme.

If you refuse to pay, on the other hand, you should expect a visit from the high court civil enforcement agent.

There are other options you can take when unable to pay your bills:

Keep reading to find Elliot Davies’ contact information.

What will happen if I ignore Elliott Davies?

Ignoring Elliott Davies is not the brightest idea.

You will find that completely cutting contact with this company will place you in a situation where a civil enforcement agent will show up at your property, ready to seize your possessions.

Leaving Elliott Davies without any idea of your plans around your outstanding debt will promote a higher risk of the company taking further action.

Ignoring this company will lead to further charges being added.

Extra bailiff fees

Three sections will force you to have additional bailiff fees in your debt.

  • Compliance- sending out an enforcement notice- £75
  • Enforcement- the charge given for visiting your home and taking possessions- £235
  • Sale of goods- the charge given when the legal executives need to sell your goods to pay for the debt- £110

The fees given above are some reasons that show you should not ignore the business. Otherwise, you may find yourself in further debt.

Keep reading to understand what Elliot Davies collectors can and cannot take from your home. 

What rights does Elliott Davies have?

It is important to understand what rights Elliott Davies enforcement legally has, as they may go against their code of conduct, and you can take action.

This company is known to use intimidation to collect as much of the debt as they can in the smallest time. They will not be concerned for your welfare, unfortunately.

Here are some of the rights Elliott Davies holds:

  • They can call you.
  • They can visit your home.
  • They can send letters to the address you have provided.
  • For larger debts, they can issue a statutory demand (£5000 and over).
  • They can apply to the court to have a default registered on your credit file- affecting your credit rating.
  • They are allowed to give additional charges, depending on your original agreement.

If Elliott Davies does not comply with their rules and regulations, you should take action and contact them to discuss matters.

Do Not Let Elliot Davies Ltd Into Your House Until You Know About This

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What rights do I have against Elliott Davies bailiff company?

With the enforcement company having rights, it is only fair for you to have your own.

Here are some points you should note when dealing with this enforcement action:

  • Elliot Davies is prohibited from speaking about your debt to friends, neighbours, or family members (this is a private matter and will go against the UK data protection law).
  • They cannot use complicated jargon in a way to have power and confuse you.
  • They can not tell lies about your debt or be threatening and abusive.
  • They cannot harass you, they are allowed to contact you as many times as they would like as long as this is not in a controlling, tormenting way.
  • The bailiffs are not allowed to visit elderly or vulnerable people.
  • If they enter your home, they cannot push you out of the way for access.
  • They cannot enter your home during unsociable hours, e.g. 9 pm-6 am.

What can Elliott Davies take from me?

As you should understand, bailiffs can remove items from your property. However, there are limitations on what they can take.

The amount you take will add to the costs required to pay for your debt.

Here is a list of items that Elliott Davies is legally permitted to take:

  • Vehicles, such as cars/bikes
  • Jewellery
  • Electrical goods
  • Joint-owned items
  • Cash

Paying your debtors will cause execution to any plans of enforcement.

What can Elliott Davies NOT take from me?

As well as items they can take, some possessions are NOT allowed to be seized from you in any circumstances.

These items are:

  • Bedding
  • Clothes
  • Kitchen appliances, such as cookers/fridges
  • Tools for work

How do I contact Elliott Davies high court enforcement services?

Contacting Elliott Davies has never been easier, and this all helps to know since the enforcement services are getting more strict by the minute!

Here are some contact details that are worth noting:


Can I refuse entry to bailiffs?

You can refuse entry to bailiffs.

Every bailiff is different, however, so you can expect a varied outcome.

Some bailiffs might come back with a locksmith, whereas others might just speak to you through a window.

Is there a limit on how many times a bailiff can visit?

Unfortunately, there is no limit on how often a bailiff can visit, but they are only allowed to visit between 6 am and 9 pm.

Do they have a time limit for collecting a debt?

This company will reach out to you in an attempt to collect your debt within six years of owing.

A court order will be brought in before the six-year statute limitation occurs.


Being in debt can be incredibly daunting, and having an enforcement agency chasing you up on it can make you feel even worse.

Knowing your rights and understanding everything about the debt and company collecting from you is essential for confidence- so, hopefully, this guide has helped you!

Make sure to contact a debt help agency to find a suitable debt solution that may help you work your way out of debt before it turns persistent.

List of Debt Collection Agencies UK

Here is a list of all the debt collectors in the UK.