The Ultimate Guide to Walker Love

Did you recently receive a letter or a visit from Walker Love? Do you have an outstanding debt that you need to pay immediately? Do you need a money advice service for your next step? Look through the debt recovery services you can expect to encounter in this Ultimate Guide to Walker Love.

Who are Walker Love Debt Collection

Walker Love is a third-generation family business that originated as a firm of Messengers-at-Arms and Sheriff Officers in Glasgow in 1946 under the name ‘George Walker.’ In 2006, George Walker & Co combined with HM Love & Co to establish Walker Love, and in 2009, the business acquired James Reid & Sons as part of a series of strategic acquisitions.

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The business has expanded to become a countrywide market leader with 9 local offices across Scotland as a consequence of these mergers and acquisitions.

Walker Love is a firm of Sheriff Officers and Messengers-at-Arms. They currently have 34 Sheriff Officers and field force personnel operating across Scotland, all of whom have extensive local knowledge of consumer and commercial debtors. Connexx assists its customers in recovering debts and enforcing civil law in Scotland and throughout the world. They have 7 offices and are commissioned to operate in all 6 Sheriffdoms in Scotland, as well as an international network.

How do I get in contact with Walker Love Debt Collection?

  • Their Head Office:   16 Royal Exchange Square, Glasgow. G1 3AB
  • Registered Office:  16 Royal Exchange Square, Glasgow. G1 3AB
  • Telephone: 0141 212 6121
  • Email: [email protected]

Are they a legitimate company?

Walker Love debt collectors is a legitimate company offering debt recovery services operating under UK Company Number SC084578 and registered as WL Recoveries Limited. They are a member of the Credit Services Association and operate on behalf of other firms to recover and collect outstanding debts with the help of Scottish local authorities when needed.

The Financial Conduct Authority has approved and regulated Walker Love (FCA). They can be located on the FCA’s record under reference number 716293. On the website of The Society of Messengers-at-Arms and Sheriff Officers (SMASO), you may also discover their listing.

Why is Walker Love Debt Collection Contacting Me?

If you have gotten a phone call or a letter from Walker Love, you most certainly owe them money. There’s no need to be alarmed, as this is a common debt collecting technique. If you are overdue on your Business Rates payments, for example, the local authority will apply to the Sheriff Court for a summary warrant, which is a court order that details your outstanding debt and legally binds you to pay it.

Although receiving these court orders might be distressing for consumers, it is critical that they not be ignored.

Whether you dispute a debt or not, you should check to see if you genuinely owe the money Walker Love is attempting to collect. When requested, they should be able to validate your entire debt amount and identify the collection agency on your behalf.

Any information you submit may then be cross-referenced with your own personal records to ensure that everything is true and that you owe the money they’re after.

What Are My Next Steps?

If you are late on your Council Tax obligations, you may receive a reminder from the council to pay your outstanding account. If you receive a reminder, you will have seven days to settle the debt or make arrangements to pay it in instalments. If you do not comply, you will be sent another reminder with a 14-day deadline to pay. However, you will be required to pay the whole amount in this instance and will not be able to pay in instalments.

If you have not paid your Council Tax bill after two reminders, the council may apply to the Sheriff Court for a summary warrant, which is a court order that forces you to pay the obligation.

If the summary warrant is issued against you, the local council will provide your information to debt collectors such as Walker Love, who will then serve you with the summary warrant for payment. It’s vital to remember that, in addition to the Council Tax, you’ll be charged an extra 10% penalty as a penalty for your summary warrant.

The best line of action for dealing with Walker Love will be determined by your specific circumstances, such as whether you can afford to pay what you owe or if you contest the issue at all.

In most situations, you will have the choice of paying Walker Love debt collectors in full, agreeing to a payment plan with Walker Love, or attempting to have part or all of your debt written off through a Scottish insolvency remedy such as the Minimal Asset Process or a Trust Deed.

What Can Walker Love Debt Collection Do?

If you have an overdue account, Walker Love can contact you to determine the reason you haven’t. From there, they may try to negotiate a payment arrangement with you or demand that you pay in full. If a payment arrangement can’t be agreed on, Walker Love can choose to take further legal action. They may use their Sheriff Officers in order to force legal action.

One of the best ways in which you can avoid legal action is to get in touch with your creditor and make a payment arrangement.

Walker Love Debt Collection can:

  • Call you at work or at home during business hours
  • Send you letters or emails to discuss the debt and start setting up the payment plan
  • Ask that you make the payments to them
  • Drop by your home to discuss payments, however, the collectors need to remain outside and are not allowed to take anything

Walker Love Debt Collection Cannot:

  • Threaten you in any way, shape, or form
  • disturb the peace in your home or your community
  • Drop by your work
  • Forcibly take any of your possessions
  • Forcibly enter your home
  • have the debt collector share details and ask for information about your debt to anyone who knows you such as the rest of your family, friends, co-workers, or your neighbours.

List of Debt Collection Agencies UK

Here is a list of all the debt collectors in the UK.

Debt Collectors

Before speaking and dealing with a debt recovery company we strongly advise you speak to the debt advisor and take the debt quiz.

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