The Ultimate Guide to Moriarty Law

Getting a call from any law office can be pretty daunting, especially when you aren’t prepared to hear what they have to say. If you’re getting a call from Moriarty law, chances are they’re checking up on you and your debt with them. But, getting a call doesn’t have to be something you have to be anxious about.

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So, before you roll off in a panic, read up on this guide to find more about your rights, the need for court claim or debt letter for proof, and any other issues that may help you understand more about your debt owed to debt collection companies like the Moriarty Law debt collection company.

Table of Content

1 Who are Moriarty Law
- - 1.0.1 How do I get in contact with Moriarty Law?
2 Are they a legitimate company?
3 Why is Moriarty Law Contacting Me?
4 What Are My Next Steps?
5 What Can Moriarty Law Do?
- - 5.0.1 Moriarty Law Can:
  - 5.0.2 Moriarty Law Cannot:
6 List of Debt Collection Agencies UK

Who are Moriarty Law

Moriarty Law is a law firm that is licensed and regulated by the Lawyer Regulatory Authority (SRA) with offices in London and Sally. They strive to be a market-leading law firm that provides innovative and effective pre-trial and judicial recovery and enforcement services on behalf of its clients by using detailed and advanced analysis to identify suitable accounts for proceedings.

Combining over 150 years of industry experience, Moriarty Law is in an ideal position to improve its debt strategy. They know that fast, efficient and cost-effective offers are paramount in a highly competitive market. They’re confident that by combining their ethical approach with their commitment to responsible litigation, working with their clients will actually improve their reputation.

All proceedings that are considered legitimate are professionally managed by a carefully selected team of litigation executives, paralegals and lawyers. Moriarty Law takes pride in customer service and helps them fulfil their promises in a convenient way. Their staff are customer-oriented, able to understand your financial and personal situation and explain the options available in terms of friendly solutions with each customer.

How do I get in contact with Moriarty Law?

Registered Home Office: 15 Old Bailey, London, EC4M 7EF, GB

Website: https://moriartylaw.co.uk/

Email: [email protected] or [email protected]

Telephone: +44 20 3126 4544 or +44 20 3126 4548

Are they a legitimate company?

Yes, Moriarty Law is a legitimate company. They’re registered in England & Wales under company registration number 08432710 and is authorised and regulated by the Solicitors Regulation Authority SRA No. 607528.

Why is Moriarty Law Contacting Me?

If you’ve received a letter from Moriarty Law, it’s probably because you’ve agreed to avail a loan from a client covered by them, and under a legally binding agreement, it’s understood that you can pay back the amount in a timely manner. Moriarty law’s company is made up of debt collectors that service other companies, however, they are not allowed to collect payments on behalf of their client unless first approved by a court order.

So, you could be getting your first letter from Moriarty Law debt collectors if you owe a firm the full balance but have not yet been able to cover it. When you receive this original letter, it usually means that you’ve already taken all the possible steps to resolve your claim without involving any debt collection agents.

In these cases, the Moriarty Law team can consider and select cases that appear to be appropriate for proceedings such as those involving any further action like give you advice on how to go about a repayment plan, or they can send bailiffs round to your home address if allowed by a court action, or by taking any other legal action the court sees fit.

They’re committed to treating customers in fair and fully compliant with the PreAction Protocol for Debt Claims and use these proceedings only as a last resort. When you receive the letter from them, it’s best if you contact Moriarty Law as soon as possible so that they can fully understand your situation and find the best solution.

What Are My Next Steps?

Moriarty Law is a debt collection agency, therefore, their legal powers is the same as that of the original creditor who previously owned the debt. This means that they’re allowed to track you and, as a debt collector, discuss your unsecured debts with you. However, they cannot harass you. The goal of their service is to get you in a better spot so you can successfully pay off your loan and maybe even improve your credit rating.

So, if you owe a debt, you can expect to get debt letters from them, calls, or emails regarding your loan. If you don’t owe any loan or don’t have any memory of owning a loan, you can request the agent for relevant documentation for proof before you take any further steps.

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If you do in fact need to settle a loan payment, these agents can give you free debt advice or their own independent legal advice so you know all your options. They can speak to you about a possible payment arrangement that can help you cover the costs better, however, they cannot collect the payment without a court order stating that they can. The debt collection agency is also not allowed to enter your home without permission. If you ask them to leave, they also have no legal right to stay.

If Moriarty Law agents want to do one of the following, it’s worth noting that they must first take you to court in order to do these actions:

Issue a County Court Judgement against you
Send bailiffs to recover goods to collect the value of the debt
Apply for an attachment of earnings order, or a charging order

What Can Moriarty Law Do?

Moriarty Law Can:

They can try any method to reach out to you to talk about your outstanding debts such as give you phone calls, leave you private messages through mail or email, or, they can speak to you at home or at a registered trading address if you agree to it.
They can exhaust all methods to reach out to you, so if you ask them to stop calling, they will try using other methods.
Moriarty Law can take legal action to get your unsecured debt secured against your home if you fall behind on your payments. This is only done if you owe a big amount and they can do so with a Charging Order.
They can agree to a payment plan and a timeframe that works best to cover the total amount owed. This means you can pay it back better at an affordable rate. Discussing payment plans will give you further information on how to settle your fees without going bankrupt.
The Moriarty Law agents can actually sue you if they find that you did actually sign and agree to a loan but failed to pay. If they do sue and win the case, the court will enter a judgement or court order against you saying you must cover your loan. However, if your assets are protected, then they cannot take it from you.

Moriarty Law Cannot:

They cannot reach out to you at unreasonable hours or times, and neither can they go into your home without your permission.
They cannot get your card details or any other personal details without a court order, or take the payments from you.
The agents cannot discuss your debts with anyone else, whether they be family, your employer, or even a third party like the national debtline.
They should not and cannot pressure or harass you into paying your debt by taking in another loan to cover it.
Time is of the essence, but they cannot refuse to give you time to consider all your options.
They cannot confuse or trick you with legal or technical jargon.
Demand payment when a debt is statute barred.

List of Debt Collection Agencies UK

Here is a list of all the debt collectors in the UK.