The Ultimate Guide to Mackenzie Hall Debt Collectors

Have you been contacted by MacKenzie Hall Debt Collectors, and you are wondering who they are, what they want and what your next steps are.

We know that being in debt can feel like a black hole that you keep on getting sucked into, with no way out.

However, reading our Ultimate Guide to Mackenzie Hall Debt Collectors will give you the lifeline you need.

Speaking to our professional and knowledgeable legal and financial team with years of experience will also give you peace of mind and solve any worries.

Click the link below and fill in the contact form, to speak to one of our legal and financial experts who may be able to take 85% of your debt off!

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Who Is Mackenzie Hall Debt Collectors?

Mackenzie Hall is a Debt Collection and Recovery Agency. In 2012 they were bought by the PRA Group.

Mackenzie Hall Debt Collectors specialise in collecting debt for well-known banking companies such as NatWest, HSBC etc.

They also buy ‘bad debts’ or ‘old debts’ from banks, credit card companies and other lenders at a discount. But they then chase the debtor for the original debt.

For example, Mackenzie Hall Debt collectors may have paid £200 for a debt that was original £1000. However, they will then go and chase the debtor for £1000 then make £800.

However, MacKenzie Hall prides itself on having good morals such as:

  • Being fair and respectful to our customers
  • Affordable solutions for getting out of debt and repairing credit history
  • Committed to helping customers repay within their financial means
  • They don’t attempt to collect from people who cannot pay

How do I get in contact with MacKenzie Hall

The best way to get in contact is to get in touch with the PRA Group:

  • Postal Address: PRA Group, 2 The Cross, Kilmarnock, Scotland, KA1 1LR
  • Telephone Number: 0808 196 5550
  • Email Address: [email protected]
  • SMS: 07860 094994

Why Is Mackenzie Hall Contacting Me?

Chances are Mackenzie Hall are contacting you due to being in debt with a company. The best thing to do is to check your credit score as any discrepancies or credit issues should come up.

The letter from Mackenzie Hall should also say why they are contacting you and what creditor forwarded your details.

Before you contact Mackenzie Hall, it is important to ensure that you actually owe them the money. There have been issues with debt collectors not finding the original debtor and just sending letters to people with the same name.

If you do have a debt with a banking company, for example, HSBC. And the Letter Before Action reads that you owe money to HSBC, make sure that it is for the same amount and not more, as sometimes Debt Collection Agencies like to add their own costs.

If you are unsure that you owe as much as it states, writes to MacKenzie Hall Debt Collection and ask for a breakdown of the debt and whether they have added any interest to it. This will give you a clearer idea of what you are paying.

The PRA Group site (the company that owns Mackenzie Hall) promises NOT to charge interest or fees while you work with us on your accounts. But this is WHILST they work with you, not before they contact you.

It is likely that you will have received a call from a number like 01415704152, this number is known for calling when people are being chased up for debt.

Are MacKenzie Hall Debt Collectors Legitimate.

Yes, MacKenzie Hall is a Legitimate Company. The PRA Group owns them authorised and regulated by the Financial Conduct Authority for accounts formed under the Consumer Credit Act 1974.

They also adhere to the CSA Codes of Practice.

If you are still worried, please contact our team of financial and legal experts today. Click the button below and fill out the contact form, and they will get back to you.

Did You Know You Can Write Off Up To 85% Of Your Debts?

Do I Qualify?

List of Debt Collection Agencies UK

Here is a list of all the debt collectors in the UK.