The Ultimate Guide to Thomas Higgins Partnership

Did you receive calls or letters from debt recovery representatives who work with Thomas Higgins Partnership? Are you at your wit’s end, looking for your last resort to pay for your debts?

Thomas Higgins has the formula to work towards successful recovery at a low cost.

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Private individuals, small businesses, and more prominent companies all need help to deal with debts. We give you this article to advise you of all the information you need. Get through these tough times and gain back your peace of mind in this Thomas Higgins Partnership.

Who are Thomas Higgins Partnership

In 1980, Tom Higgins founded the agency, which specialises solely in indisputable business-to-business debt collection.

Their laser-like concentration gives them the upper hand and allows them to devote all of their efforts to debt collection. They can combine 40 years of knowledge with cutting-edge technology to give you a same-day solution that is quick, efficient, and cost-effective.

When required, taking legal action or even obtaining a judgment and enforcing it with them is straightforward and affordable. Their direct fixed-cost price demonstrates this. They also guarantee that the courts process your instructions in the shortest time possible as members of the County Court Business Centre.

For their clients, they also provide a free online system that puts you in charge and keeps you up to date on changes in real-time.

Thomas Higgins Partnership does its best to take care of both the debtor and the debtee. In cases when it is essential to take legal action against a debtor, there is a silent revolution taking place. Due to a minor change in legislation, the debtor is now responsible for all default proceedings fees. This implies that if Thomas Higgins Limited successfully recovers your debt, you will receive 100% of your money back.

Dealing with Thomas Higgins isn’t fun, but you should now have a better notion of how to deal with him. First and foremost, make sure you react to their letter rather than ignoring it! Second, work up a plan to repay the loan in a appropriate method for your situation. You have the right to file a complaint against them if they do not follow the rules. Don’t put up with unfair treatment.

How do I get in contact with Thomas Higgins Partnership?

  • Their Head Office: Lloyds Chambers, 19-21 Seaview Road, Wallasey, CH45 4TH
  • Registered Office: Lloyds Chambers, 19-21 Seaview Road, Wallasey, CH45 4TH
  • Telephone: 0151 452 0452

Are they a legitimate company?

Thomas Higgins Partnership is a debt collection company that operates within territories in and around the United Kingdom. As a debt collection agency, the company is licensed and regulated by The Solicitors Regulation Authority with the S.R.A. registration number 630440.

The company is also duly registered under company registration number 10177315. They also function with the V.A.T. registration number GB 243 0890 18.

Why is Thomas Higgins Partnership Contacting Me?

Collection companies or lawyers that collect debts as part of their practice are considered debt collectors. Companies that acquire past-due debts from creditors or other businesses and try to recover them are also available. Debt collection agencies, debt collection businesses, and debt purchasers are all terms used to describe these debt collectors and other personnel who deal with debt recovery.

Thomas Higgins Partnership is one of these companies that offer debt recovery services by buying past-due debts and collecting them. If you are being contacted by a debt collector from Thomas Higgins Partnership, this means that the company may have acquired a debt you owe from someone else and is now getting you to settle that debt.

What Are My Next Steps?

The first thing to do is not to ignore Thomas Higgins, no matter how unpleasant he is! This may not only cause you extra worry, but it may also result in you incurring additional costs and fees. Even if you can’t pay the bill, keep the channels of contact open with them. If you don’t, you risk incurring the fees.

If you are unsure about a debt, always ask for confirmation that it is indeed yours to pay! It might be inaccurate and sent to the wrong person, or you could have already paid and it was sent to you due to a system error. Before you even think about paying, double-check that it’s indeed yours.

If you haven’t made any payments or discussed the debt, there’s a chance you won’t have to pay it. Some debts simply go under the radar, and you may discover them contacting you urgently to try to collect payment before the deadline! If you were forced to take credit, this is another option that may allow you to avoid paying the loan.

It’s depressing to deal with debt and debt collectors! Let’s face it, no one wants debt collectors on their case 24 hours a day, 7 days a week! If you are able, you should simply pay off the debts and be done with them. You won’t hear from them again once you’ve paid. If you do make a payment, make sure you receive a receipt. You could need this in the future as proof.

If you can’t pay right immediately, don’t worry; there are always workarounds. You can come up with a reasonable repayment plan that fits your budget. Speak with Thomas Higgins to see if you can come up with a solution that works for you. But don’t pay more than you can afford!

Did You Know You Can Write Off Up To 85% Of Your Debts?

Do I Qualify?

There are several reasons why you may be unable to repay the loan. You might be unemployed, receiving assistance, or working part-time hours. If you are unable to pay the obligation and meet the debt recovery terms, you may be able to reach an agreement, and the following are some possibilities.

You may need to consider bankruptcy if your debt is excessively large and unmanageable, even for monthly payments. If your situation isn’t nearly as terrible, but you don’t want to go through an I.V.A., you might look into consolidation loans. Before deciding on the best solution, you should get expert assistance.

Dealing with Thomas Higgins isn’t fun, but you should now have a better notion of how to deal with him. First and foremost, make sure you react to their letter rather than ignoring it! Second, work up a plan to repay the loan in an appropriate method for your situation. You have the right to file a complaint against them if they do not follow the rules. Don’t put up with unfair treatment.

What Can Thomas Higgins Partnership Do?

Thomas Higgins Partnership can:

  • Offer free debt advice
  • Ring you at home or your workplace within work hours
  • Come to see you at home but remain outside of your property unless invited in
  • Send you letters or emails to remind you of your debt
  • Call me at home or work between 8 am-9 pm (unless you ask them to stop)
  • Set up payment plans with you to help you make payments
  • Ask that you settle payments

Thomas Higgins Partnership Cannot:

  • Disrupt the peace of your home or your family
  • Be intimidating or aggressive
  • Come to see you at work
  • Seize any of your belongings
  • Force entry into your house
  • Initiate discussions about your debts to others
  • Act like someone they are not

List of Debt Collection Agencies UK

Here is a list of all the debt collectors in the UK.

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