The Ultimate Guide to Scottish Power Debt Collectors

If you are on this page, you have most likely have been contacted by  Scottish Power Debt Collection Agency. And you are wondering who they are and why they are contacting you. You’re also wondering what the next step is.

We know how upsetting and stressful it is to be behind on payments. It has been a turbulent year for all of us, so don’t blame yourself.

Read our ultimate guide on dealing with Scottish Power Debt Collectors which is packed full of useful information such as important legal and financial advice.

Did You Know You Can Write Off Up To 85% Of Your Debts?

Do I Qualify?

If you are unsure of what your next step is to speak to one of our debt advisors and they can potentially take off 85% of your debts.

All you have to do is fill out one of your contact forms and one of our helpful advisors will get back to you.

If you’ve received a letter or had a phone call, regarding a debt that has come out of nowhere it can take you by surprise.

But knowing where you stand and what step to take next is vital to know when dealing with debt.

Who are Scottish Power Debt Collectors

Scottish Power Debt collectors are a branch of Scottish Power.

They chase the debt of anyone who may be in arrears to Scottish Power.

They are based in Glasgow, Scotland but serve northern parts of the UK, as well as North Wales and southern parts of Scotland.

Can I trust Scottish Power Debt Collectors?

Of course, due to all the scams these days you’re going to be wary of a random letter coming through the door, saying you owe them a certain amount of money.

Often a lot of scammers say they are from a well-known company like Scottish Power and try and scam people out of money they do not owe.

But it is good practice to make sure it is legitimate, as the last thing you want to do is give your hard-earned money away.

But Scottish Power Debt Collectors are a legitimate company.

Although you have probably never heard of them they are a branch of Scottish Power, they do not have their own website but their parent company does.

Scottish Power website can be found here

It is also a good idea to check the Companies House website to make sure a company is legitimate. Companies House is the United Kingdom’s registrar of companies.

All companies must register with Companies House.

Companies House website can be found here.

Should I pay Scottish Powers Debt Collectors?

Before you pay Scottish Powers Debt Collectors, it is vital that you speak to financial professionals.

They will help you get an idea of what to do next and if you even have to pay.

Speak to one of our friendly advisors today by filling out our contact form and they will get back to you as soon as they can.

Legally, what can Scottish Powers Debt Collectors do?

They can:

  • Chase the payee to pay off their debts
  • Send doorstop collectors
  • Add interest and charges onto the debt
  • Take money from connected accounts to pay parts of the debt
  • Issue a default notice
  • Apply for a County Court Judgement

What Can Scottish Powers Debt Collectors NOT do?

  • They are not allowed to come in person to your place of work
  • They are allowed to ring, but can’t tell any co-workers what it is regarding.
  • To stop this, you can ask the debt collector to stop contacting you at work. (Email them as this leaves a paper trail)
  • They MUST stop contacting you at work if you have asked them to. It is the law.
  • Repeatedly call you (especially at unsociable hours)
  • Threaten the payee with violence
  • Publish information about the payee or their debts
  • Use abusive or obscene language when speaking to the payee.
  • Arrest you (however, you may be taken to court if a debt collector sues you and you may be ordered to pay)
  • Chase you for a debt you don’t owe

How do I get in contact

  • If you want to send them a letter, their address is 320 St. Vincent Street, Glasgow, Scotland, G2 5AD.
  • Or you can call them on 0800 027 0072 from Monday to Friday 8:30 till 19:00 and Saturdays from 8:30 till 13:00

List of Debt Collection Agencies UK

Here is a list of all the debt collectors in the UK.