The Ultimate Guide to Lending Stream LLC

Is Lending Stream LLC sending you debt letters? Lending Stream LLC is a company that lends money to people. Is this a reputable debt collector? What should you do if you receive a letter from them?

It may be distressing and exhausting to be having trouble managing your debt. However, with a combination of communication and tenacity, you might be able to turn things around. Please keep in mind that the following information is not intended to be financial advice. Always conduct your own study into financial concerns in order to discover the best option for your unique situation.

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Learn about all the things you need to know to handle your debts and repayments in this Ultimate Guide to Lending Stream LLC.

Who are Lending Stream LLC Debt Collection

The first thing to do when checking up on a company is to visit its website. In 2008, Lending Stream began offering online short-term loans. Since then, they have gotten better and faster at streamlining loans, assisting more individuals in obtaining the financial assistance they require.

They provide a payday loan option in which you have up to twelve months to repay in instalments. As a new client, you may apply for up to £800, and as a returning customer, you can apply for up to £1,500. Short-term credit, in their opinion, might be beneficial if it is available when you need it. They also feel that having short-term financial difficulties does not inherently imply a poor credit rating or credit score.

There are different Lending Stream Loans you can avail of when you are experiencing financial difficulty. Before you can apply for a Lending Stream Loan, you will discuss the cost of the loan, default charges, risks, and loan repayments. Your monthly income will also be taken into consideration.

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Do I Qualify?

Lending Stream loans are a longer-term alternative to “payday loans” that may last up to a year. They’re quick, sending money to your bank in under 90 seconds with monthly instalments spread out. You also have the option to pay your loan earlier and faster to save more money.

You may be able to repay a loan, but you have terrible credit as a result of recent problems. We recognize that this might happen, so when we review your application, we consider all of your information, not just your credit history, to ensure that it is affordable. Because you are more than a number to us

The debt collection team of the company gets in touch with you to remind you of any debt payments you may have missed or to discuss other payment plans that may better fit your current financial situation.

How do I get in contact with Lending Stream LLC Debt Collection?

Most of Lending Stream information can be found on their website. You can contact Lending Stream through any of the following information.

  • Their Head Office:  Lending Stream, PO Box 10756, LEICESTER, LE3 4GX
  • Registered Office: 251 Little Falls Drive, Wilmington, DE 19808, USA
  • Telephone: 0203 808 4440
  • Registration Number: 4124111
  • Financial Conduct Authority Number: 689378
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Are they a legitimate company?

To find out what kinds of debts Lending Stream LLC collects, contact them.

It’s a bad idea to dismiss debt collection companies; they don’t give up easily. If you continue to ignore them, they may take you to court, which might include dealing with enforcement officers or receiving a charging order if you own your house.

Please contact them if you’ve taken out a loan with Lending Stream and are having trouble making payments. They recognize that this may occur, and they will work with you to find a solution and provide an inexpensive alternative payment plan. If they don’t know about your financial problems, they will automatically collect your next payment, which might exacerbate your current predicament.

Why is Lending Stream LLC Debt Collection Contacting Me?

It’s likely that your account was transferred to Lending Stream LLC because you owe money. In most cases, your obligation was owing to a separate creditor, which may be why you may not recognise their name. They are a debt collection agency that pursues clients for payment on behalf of other businesses.

What Are My Next Steps?

If you have been contacted by Lending Stream LLC, here are the steps you should follow.

Verify that the debt referred to in Lending Stream LLC’s letter is your debt. If you’re not sure if the bill is yours, check with a credit bureau (like Experian or Noddle) to see if there are any outstanding debts listed against your name.

Lending Stream LLC (and any other debt collection firm) must be able to demonstrate that the debt they claim to be yours is, in fact, yours. They have no choice but to label the debt as settled if they can’t verify it. The verification may include your agreed loan repayment date, the amount of money owed, and the amount you have to pay monthly.

After verifying the debt, you can start communicating with their team to discuss payment plans and options. Make sure to keep track of your payments and to maintain an updated record of all the transactions and communication you conduct with the company.

What Can Lending Stream LLC Debt Collection Do?

Debt Squared Debt Collection can:

  • Contact you at home or at work within reasonable hours unless they are asked to stop
  • Send letters or emails to discuss the debt and loan payment option
  • Discuss your payment history and how it can be improved
  • Come to your home but remain outside unless invited in
  • Ask that you pay the loan

Debt Squared Debt Collection Cannot:

  • Pretend to be a representative of the law or a Bailiff
  • Threaten you in any way, shape, or form
  • Disrupt the peace of you or your family
  • Visit you at work
  • Act in a threatening, aggressive and intimidating manner
  • Cause a disturbance to yourself or your family
  • Visit you at work
  • Take any of your belongings or any of your information forcibly

List of Debt Collection Agencies UK

Here is a list of all the debt collectors in the UK.