The Ultimate Guide to Judge and Priestley

Did you receive any notice from Judge and Priestly? Are you unsure how to move forward?

We understand how difficult it is to deal with debt from Judge & Priestley or any other debt collection agency. When the secrecy around debt collectors is removed, it becomes clear that they do not have as much authority as they claim.

Did You Know You Can Write Off Up To 85% Of Your Debts?

Do I Qualify?

There are several approaches you may take, ranging from debt management programs to government-approved bankruptcy procedures, to become debt-free and permanently halt creditor contact. Learn about the options you have in this Ultimate Guide to Judge and Priestly.

Table of Content

1 Who are Judge and Priestley Debt Collection
- 1.1 How do I get in contact with Judge and Priestley Debt Collection?
2 Are they a legitimate company?
3 Why is Judge and Priestley Debt Collection Contacting Me?
4 What Are My Next Steps?
5 What Can Judge and Priestley Debt Collection Do?
- 5.1 Debt Squared Debt Collection can:
- 5.2 Debt Squared Debt Collection Cannot:
6 List of Debt Collection Agencies UK

Who are Judge and Priestley Debt Collection

Judge and Priestley is not just a debt collection service, but also a company that offers legal services and handles a variety of other legal issues. They have, however, expanded and grown their credit solutions sector, taking on a number of clients to assist them in debt collection. They have legal knowledge and skills, which allows them to see things from a different perspective when it comes to debt collection.

Aside from offering local authority debt recovery services, their commercial litigation department and housing management teams can also assist professional property investors in leasing commercial property.

Their areas of competence include commercial debt collection, SMEs, municipal governments, and, of course, financial institutions and corporations. Which is a wide range of debt collection to operate in. Its commercial property team covers a wide array of collection services, each private client team focuses on a single client for quicker results. There is also a company commercial team that works with clients to collect debt owed by commercial businesses.

Their thriving practice delivering support to their clients has led them to work with several leading national insurers. If there is a disagreement, Judge and Priestly can also dispatch a private dispute resolution team that can coordinate with leading London local authorities to collect debt.

How do I get in contact with Judge and Priestley Debt Collection?

Their Head Office: Justin House, 6 West Street, Bromley, Kent BR1 1JN, DX 117600 BROMLEY 7
Registered Office: Justin House, 6 West Street, Bromley, Kent BR1 1JN, DX 117600 BROMLEY 7
Telephone: 020 8290 0333
Email: [email protected]

Are they a legitimate company?

Judge and Priestley is a legal company, therefore it’s only natural that they are bound to satisfy the qualifications for a debt collecting agency. The Financial Conduct Authority authorises and regulates them, and they are also members of the Solicitors Regulation Authority.

Ignoring debt collection companies is a bad idea since they never give up. If you continue to ignore them, they may take you to court, where you may face enforcement agents or a charging order if you own your own house.

Why is Judge and Priestley Debt Collection Contacting Me?

If your account has been transferred to Judge & Priestley, it is most likely due to debt. Normally, your obligation would have been owing to a separate creditor, not Judge and Priestly, which is why you may not recognise their name. They act as a debt collection agency for other businesses, chasing consumers for payment.

Judge and Priestley are debt collectors. Debt collectors exist in a number of forms; many are autonomous, others operate as part of the firm you owe the money to, such as credit card companies (often masking their true identity – see below), and there are even debt collectors that work independently. All debt collectors have the same aim in mind: to persuade you to pay up.

They all operate in a similar manner. They acquire the debt from the firm with which you took out the credit, and they receive a good deal out of it. They might wind up paying only £1,000 for a £5,000 debt! This is why it is such a large company; if they can collect the funds, they can earn a nice profit. There is no genuine compassion for your condition, but there is a desperate need for the money. They lose money if they do not receive payments, which is why they may be so eager to contact you. Even if you are in a severe position, they are unconcerned; their only interest is that they receive the cash.

What Are My Next Steps?

Before you send any money to Judge & Priestley, be sure you truly owe the money. Debt collectors may approach you if you live at the former debtor’s address or if they have mixed up your name with the actual debtor’s. If you are doubtful if you owe the bill, submit a ‘prove it’ letter to the debt collector. This is simply a letter requesting verification of the debt. Don’t recognise or refute the debt; instead, get a copy of the original credit agreement and account data, which should enable you swiftly determine whose debt it is.

If your debt is more than 6 years old and you haven’t acknowledged it or made any payments toward it in that time, you may not be required to pay it. This is referred to as a statute-barred debt, and it indicates that your debt is too old to be properly retrieved in court. Although debt collectors such as Judge & Priestley can still approach you, there is little they can do to enforce the debt.

In the United Kingdom, you have the right to seek a “breathing space” from creditors and debt collectors such as Judge & Priestley. Creditor and debt collector contact may be distressing, and sometimes you simply need some breathing room to work out a good repayment plan. Most debt collection agencies will give you 30 days of “breathing space” during which they are not permitted to contact you.

Because of the Covid-19 situation, the government is providing greater assistance to consumers battling with debt, including a 60-day grace period beginning in May 2021. During the 60-day period, you will receive expert debt assistance to help you resolve your financial troubles in the long run, and your creditors will be prohibited from contacting you.

If you are unable to make any payments on your debt, you may be able to request that your creditors forgive your obligation. If creditors feel that they are unlikely to get repayments from you, you have no valuable assets that may be sold, and you demonstrate that it is not fair for them to continue pursuing the debt, they may agree to forgive part or all of your obligations.

You will, however, be required to show evidence and proof, and creditors will only wipe off your debt in the most severe of circumstances. If you pay off your bills in full, it will be reported as paid in your credit history, which means the debt and any bad marks will be removed from your credit score. If your creditor agrees to forgive a portion of your debt in exchange for you repaying the remainder in a lump sum, this will be shown on your credit report as a partial payment. Having a partially resolved debt on your credit score might reduce it and make it more difficult to obtain other critical loans, albeit it will eventually drop off after six years.

What Can Judge and Priestley Debt Collection Do?

Debt Squared Debt Collection can:

Send physical letters or emails as reminders about setting up payments to pay the debt
Call your home or your workplace within acceptable hours
Visit your home but remain outside unless invited in
Remind you to pay what is owed to them

Debt Squared Debt Collection Cannot:

Threaten you with imprisonment (debt collectors do not have this authority, and you cannot go to prison for most debts in the UK).
Falsified documents are provided, as are impersonations of bailiffs or legal agencies.
To perplex you, utilise jargon or convoluted words.
Attempt to persuade you to sell your property in order to pay off your debts.
Attempt to persuade you to take out more credit in order to pay off the debt.
Make an attempt to embarrass you in public.
Conduct yourself in a threatening or aggressive manner.

List of Debt Collection Agencies UK

Here is a list of all the debt collectors in the UK.